About
We exist because Tranche 2 caught 100,000 Australian businesses off guard.
From 1 July 2026, real estate agents, accountants, lawyers, conveyancers, bullion dealers and gaming venues fall under AUSTRAC's anti-money-laundering regime. Most have no idea where to start. AMLChecklist exists to give them a clear, plain-English starting point — so compliance feels doable instead of overwhelming.
Why we built this
Compliance shouldn't require a $20,000 law firm retainer.
The AUSTRAC Act runs to hundreds of pages. The official guidance assumes you already speak the language of AML/CTF programs, KYC, and suspicious matter reporting. For a two-person conveyancing practice or a suburban real estate office, that's a wall.
Law firms charge by the hour. Software vendors sell you a platform first and explain the rules second. Regulators publish PDFs. Nobody was writing for the SME owner who just needs to know what to do next, in order, in English.
So we did.
Our editorial promise
Plain-English, vendor-neutral, and genuinely free.
Plain English, no jargon
If we use a term like 'designated service' or 'beneficial owner', we define it in the same paragraph. Every guide is written for the SME owner — not the compliance officer.
Vendor-neutral editorial
Our guides don't push a single product. We curate a directory of Australian AML vendors so you can choose for yourself — but we'll never tell you a tool is 'the right one' just because it pays us.
Free, with no gatekeeping
No paywall on the guides. No email gate to read an article. No 'book a discovery call' before we'll tell you what's required. Just the information you need.
Who's behind it
A small, independent Australian team.
No hidden agenda. Just operators who saw 100,000+ SMEs about to get hit with new compliance rules and decided to build something genuinely useful.
We're independent of AUSTRAC and law firms. We do curate a directory of Australian AML software vendors — and may earn a referral fee when you engage one — but our editorial guides remain vendor-neutral and that income keeps the site free. When we get something wrong, we fix it — and we'd rather hear from you than have you stay quiet.
What's on the site
Four ways to get oriented.
Readiness Quiz
→8 questions, ~3 minutes. Find out where you stand and what to tackle first.
Free Checklists
→Plain-English templates for AML/CTF programs, KYC, and risk assessments.
Learn
→Articles that explain the Tranche 2 rules without the legalese.
Glossary
→Every AML term you'll encounter, defined in one or two sentences.
Important
We provide information, not legal advice.
AMLChecklist is an information service. Nothing on this site is legal, financial, or compliance advice. For decisions specific to your business, talk to a qualified AML professional or lawyer. See our full disclaimer.
Get in touch
Found a mistake? Have a question?
We'd genuinely like to hear from you. Email hello@amlchecklist.com.au or use the contact form.
Contact us